Last updated on August 8th, 2022

OUR COMMITMENT TO PRIVACY Shelfpay Private. Ltd.. (“Shelf”), knows that you care about how your personal information is used and shared, and we take your privacy seriously. Our primary goal is to provide you with exceptional service, and we understand that you may have questions or concerns regarding your personal information and how it will be used. To make this privacy policy easy to find, we make it available from home page of the Shelf website at shelfpay.in (the "Site") and through our mobile applications. You may also email us at [email protected] with any privacy-related questions you have.

APPLICABILITY OF PRIVACY POLICY This privacy policy applies to all information we collect through our web and mobile applications from current and former Shelf users, including you. When you are no longer our customer, we continue to share your information as described in this policy.

Throughout this policy, we use the term "personal information" to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been aggregated and/or anonymized so that it does not identify a specific user.

By using the Platform, you agree to the terms of this Privacy Policy. Whenever you submit information or avail any Services on the Platform, you consent to the collection, use and disclosure of the information in accordance with this Privacy Policy.

We take the privacy of our users seriously. We are committed to reasonably safeguarding the privacy of our users while providing a personalised and valuable Services.

PERSONAL DATA WE COLLECT

Personal Data You Provide: We collect personal information when you create an account, link your bank account(s) to the service, enter into transactions with your Shelf Group Card, or send money to merchants through Scan & Pay. The personal information collected during these interactions may vary based on what you choose to share with us, but it will generally include your name, email address, phone number, bank account information (such as account/routing numbers and transaction data), and a log of the transactions you authorize through the Payments Platform and the Shelf Card. We may need to collect additional information, such as your address, zip code, date of birth and government-issued form of identification to fulfill our legal obligations related to providing the service to you. In addition, while you are using the App, we may collect your location information.

Data through the permissions you provide: Data you input in the course of signing up and using Shelf's services

1. Address Book Contacts: If you grant Shelf access to the address book on your mobile device, then Shelf may access contact information from your address book to facilitate invitations, create groups with your contacts through ,our Platform and for other purposes described in this Policy.
2. Camera: If you grant Shelf access to your camera on your mobile device, then Shelf will only use it to scan QR codes ( of external parties) and just use the integrated string in that QR code to facilitate the service.
3. Record Audio: If you grant Shelf access to record audio on your mobile device, then Shelf only use it for vibration purpose during the time of scanning through the camera, none of the user's audio is used or recorded or stored anywhere with Shelf.

Personal Data We Collect Through Our Social Media Pages: We have pages on social media sites like Facebook, Instagram, Linkedin and Twitter (“Social Media Pages”). When you interact with our Social Media Pages, we will collect personal information that you elect to provide to us, such as your contact details. In addition, the companies that host our Social Media Pages may provide us with aggregate information and analytics regarding the use of our Social Media Pages.

Personal Data We Receive Automatically from Your Use of the Service: When you visit, use and interact with the service, we may receive certain information about your visit, use or interactions. For example, we may monitor the number of people that visit the service, peak hours of visits, which page(s) are visited, the domains our visitors come from (e.g., google.com, yahoo.com, etc.), and which browsers people use to access the service (e.g., Firefox, Microsoft Internet Explorer, etc.), broad geographical information, and navigation pattern. In particular, the following information is created and automatically logged in our systems:

1. Log data: Information that your browser automatically sends whenever you visit the Site (“log data”). Log data includes your Internet Protocol address, browser type and settings, the date and time of your request, and how you interacted with the service.
2. Cookies: Please see the “Cookies” section below to learn more about how we use cookies.
3. Device information: Includes name of the device, operating system, and browser you are using. Information collected may depend on the type of device you use and its settings.
4. Usage Information: We collect information about how you use our service, such as the types of content that you view or engage with, the features you use, the actions you take, and the time, frequency and duration of your activities.

Cookies: We use cookies to operate and administer our Site, gather usage data on our Site and improve your experience on it. A “cookie” is a piece of information sent to your browser by a website you visit. Cookies can be stored on your computer for different periods of time. Some cookies expire after a certain amount of time, or upon logging out (session cookies), others survive after your browser is closed until a defined expiration date set in the cookie (as determined by the third party placing it), and help recognize your computer when you open your browser and browse the Internet again (persistent cookies). For more details on cookies please visit All About Cookies. Analytics: We use Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies to help us analyze how users use the Site and enhance your experience when you use the Site. For more information on how Google uses this data, go to www.google.com/policies/privacy/partners/. Online Tracking and Do Not Track Signals: We and our third-party service providers may use cookies or other tracking technologies to collect information about your browsing activities over time and across different websites following your use of the Site. Our Site currently does not respond to “Do Not Track” (“DNT”) signals and operates as described in this Privacy Policy whether or not a DNT signal is received. If we do respond to DNT signals in the future, we will update this Privacy Policy to describe how we do so.

Your Choices. On most web browsers, you will find a “help” section on the toolbar. Please refer to this section for information on how to receive a notification when you are receiving a new cookie and how to turn cookies off. Please see the links below for guidance on how to modify your web browser’s settings on the most popular browsers: